Our role as advisor means investing sustainably, immersing ourselves in all the ecosystems in the sectors we have chosen to assist and grasping the challenges involved.
Advising you, reassuring you
and designing tailored solutions
We are not a traditional broker whose profession is to distribute insurance products supplied by insurers.
Convinced that there are as many insurance schemes as issues confronting you and objectives to be pursued, our task is first of all to listen to you, so as to come to grips with your concerns and build an insurance solution for you, while drawing on our technical expertise.
Risk analysis and prevention measures
Our task begins with analysing and understanding the risks that you wish to transfer to the market.
When they are complex and the insurers are unfamiliar with them, our specialised engineers make available to you their knowledge of the sector and assist you in presenting your risks to the insurers.
Within Bessé’s structure, the Prevention Engineer is indispensable for ensuring that your interests are defended properly. Risk Prevention is an integral part of our advisory activity, which is why we do not subcontract this mission to outside service providers.
Thinking through solutions for the future
As part of our advisory role, we take thinking through tomorrow’s risks with you very seriously and this is why, for years now, Bessé has been organising conference cycles on subjects as varied as cyber resilience, handling agricultural risks, the digitalisation of the property management profession, loss of brand image, pensions, etc..
Negotiating contracts on your behalf
The negotiation phase with the insurers is essential in our profession because you need to benefit from the best deal in terms of pricing and because the choice of insurers, the definition and scope of cover purchased and how coverage actually works, are so many factors which will prove decisive when a loss arises.
Our teams are fully qualified in these matters and will bring to bear the full weight of our position as leader in our field.
Implementing your insurance programmes
Your programmes must provide cover for all your subsidiaries, operate in the countries in which your activities are performed and be explained to the members of your staff concerned.
Our teams engage at your side and under your steering so that the « insurance experience » had by your staff runs as smoothly as possible.
Assisting you with proactive claims management
Our teams are not satisfied with just dealing with questions and answers, they actually assist you on a daily basis with your queries and procedures. Unlike insurance companies, Bessé’s Claims Department does not only handle claims but also handles its clients and is part of a team devoted to customer service. This team spirit is what makes Bessé a key player in the realm of insurance broking.
As far as they are able, our surveyors take a collective part in thinking things through, in reading and correcting policies and in discussions with our clients and their account executives, always with a view to improving our overall performance.
Innovating in the face of shifting risk patterns
Innovation has been at the heart of Bessé’s history and development over these last 60 years.
The technical, legal, economic and regulatory environment in which you carry out your activities is constantly changing.
As your involved and innovating insurance partner, we want to drive the insurance market to constantly adapt to the shifts in your risks.
