Innovation
Innovation is part of our identity. It is the root of Bessé’s development. We develop through innovation, and through
innovation we prove our added value to our customers every day.
Bessé invents non-consecutive intangible damage
A truly ground-breaking innovation imagined by Alain Bessé, NCIT enables businesses to realise their full potential by overcoming the limits of traditional civil liability guarantees. This milestone event in Bessé’s history enabled us to become a leading broker in the industrial sector.
A minor revolution:
cover for accounts payable
In the 1970s, Bessé created the “accounts payable” insurance guarantee to protect Usinor’s suppliers for large-scale construction projects. It was the start of Bessé’s development in the heavy industry sector.
Solidarity fund for security
deposits, business accelerator for dealerships
At the time, dealerships had to issue personal counterguarantees to manufacturers to cover the value of their stock. This obstacle to business development was eliminated by a Bessé innovation: a security deposit solidarity fund for car dealerships. Some time later, our experts developed the “all risks except” guarantee, which is now universally applied in France. This was how Bessé Motors came to be.
Insurances of losses related
to media attacks
Following the benzene scandal in the USA, agrofood professionals wanted a solution to protect themselves against risks related to their brand image. Bessé managed to persuade insurers to cover loss of brand image. A visionary solution to an issue that is still a core concern for the agro-food industry.
Through-life support guarantee, a must for
equipment manufacturers
Always at the cutting edge of the industrial sector, Bessé’s TLS guarantees (through-life support) counter-guarantee the commitments made by industrial partners in the defence sector to the DGA (Directorate General of Armament).
Guaranteed turnover
per hectare, an innovation for cooperatives
Insuring turnover per hectare, a new cover designed by Bessé to enable agricultural cooperatives and their partner farmers to mitigate the risks related to weather events, unstable raw material costs and geo-political conditions.
Bessé supports
carbon reduction
Bessé is investing alongside France’s energy industries. On the strength of its combined expertise, Bessé develops specific insurance cover to support the growth of MRE while guaranteeing the development and interests of nuclear companies, and particularly their service providers. This unique “sector” position facilitates the mobilisation of the insurance market, which, although essential, remained reticent for too long. This virtuous environment helps reduce the carbon footprint of our industry and guarantees our energy sovereignty.
Supporting property managers with irrevocable
tenant approval guarantees
Bessé introduced a new type of cover in the form of a turnkey digital solution, Vertuloo, to help property managers develop their rental property management activities. The property manager can analyse the applicant’s documents in just a few clicks to get an irrevocable guarantee against the risk of unpaid rent.