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Bertrand MULOT
Your profession is tightly regulated by the law as far as both insurance and surety are concerned. We are by your side providing advice to make it easier for you to do your job and help you conquer new markets.

This goal is uppermost in the minds of our ultra specialised teams.

When we were giving thought as to what contribution Bessé could make to the construction business, we consulted and listened to a great number of operators so as to have a good grasp of their expectations.

We identified two key areas:

  • The need for advice when it comes to designing insurance solutions and for assistance when a loss arises.
  • High expectations in terms of new technology so that applying insurance to the construction value chain can be made simpler.

Our involvement at your side rests on these two pillars.

Property developers

Promoteur Immo

Property developers

Insurance coverage is closely intertwined with all your operations and is therefore a key factor in the cost price of the products you put on the market.   
Moreover, the matter of surety poses an additional constraint when it comes to expanding your business.
Our role is to provide you with assistance, whatever the size or type of your operations in this regulated environment, by building solutions that match your goals and strategy.   
Our solutions for coverage:  Damage to the Works (ADO in France), Builders’ All Risks, Property Developers’ Liability for construction projects built by third party contractors (CNR in France), Legal Protection, Completed Works Financial Guarantee, Collective Decennial Liability.


Constructeurs de maisons individuelles

Individual House Builders

Your profession is tightly regulated by the law dated 19th December 1990, as far as both insurance and surety are concerned
Our team of legal experts and technicians skilled in the building trade has been at your side every day for over 30 years now, making it easier for you to do your job and helping you capture new markets by designing solutions for coverage and surety.
Our solutions for coverage:  Damage to the Works for the account of the Construction Project Owner, Decennial Liability, Professional Indemnity, Construction All Risks, Legal Protection, Guaranteed delivery at the agreed price and time, Completed Works Financial Guarantee.



Building Contractors

Because your business, your structure and your know-how are unique, our response must necessarily be tailor made.
The quality of our service, coupled with our teams’ expertise and our excellent, longstanding relationship with the insurers specialising in the construction sector, make Bessé a firm that provides value-added advisory service.
We are by your side, helping you expand your activities abroad.  

Our solutions for coverage:  Decennial Liability, Professional Indemnity, Property Damage.


Contributing to your growth

We give property developers, construction firms and individual house builders assistance by designing and managing tailored insurance solutions and guarantees that are totally suited to their activities.

The building trade is tightly regulated by the law as far as both insurance and surety are concerned.  Right by your side, our 60-strong team of specialists in your line of business make it easier for you to do your job and help you conquer new markets by designing solutions for coverage and surety.

Our involvement alongside you focuses on 4 main areas:

  • Assistance provided by a team of technicians skilled in the building trade, capable of understanding the technical obligations that apply to your trade and matching them with your insurance requirements. This assistance is provided not only upstream (project feasibility, designing insurance coverage) but also downstream when a loss occurs.
  • An overall approach to our clients’ surety and insurance issues. Whether legal or contractual, we offer a new way to come to grips with and handle the risk that surety poses for professionals in the building trade.  In conjunction with you, we build tailored insurance programmes with the best carriers on the market for this type of risks. Our added value:  optimising the release of your equity capital and your borrowing capacity, thereby boosting your development

  • Claims settlement and handling. We are right by your side when a loss arises and we make tools available to you so that you can pinpoint your risks and set up an effective prevention policy. This last point is key when it comes to mastering your budget and even more so in the tense atmosphere that we are currently experiencing on the insurance market.

  • Outstanding quality of service, with specialised account managers and pluridisciplinary teams, thus guaranteeing reactivity and availability on a daily basis. The proof of this is that we were awarded first place in a recent survey held in 2019 by Golder&Partners and OMC Luxembourg.

Bessé’s Strengths


A pioneering spirit

Strongly committed to innovating in the real estate and construction sectors, our experience in the trade is reinforced by constantly being on the lookout for the latest digital developments on the market, thus enabling you to always remain a step ahead.


Contributing to your growth

We come up with solutions that turn insurance and surety into vectors that smooth the path for you to not only expand but generate new margins.

expertise sinistre

Our claims management added value

We have placed the importance of claims at the heart of our business by combining insurance and technical skills so that your interests can be defended in the best possible way with insurers and third parties.



A few key figures


team members entirely devoted to your sector

1 billion

building works insured


claims files handled every year

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Rapport d'activité 2020 FR
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