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Mutual health cover:  a major issue for your employees and your business, a complex subject to be grasped and mastered in all its aspects.

  • Considerable sums involved and budgets under pressure
  • A complex and constantly shifting regulatory environment
  • The need for highly efficient daily service
  • A means to enhance your company’s attractiveness
  • A challenge to be managed in collaboration with the social partners


Implementing and steering your Healthcare Costs plans requires expertise, a listening ear and a pedagogical approach:

  • Detailed analysis of your coverage requirements
  • Setting up Healthcare Costs plans that really enable the risk to be mastered
  • Fully independent selection of a Healthcare Costs Claims Manager / Third Party Administrator
  • Constantly analysing your results so as to anticipate them better


We put the emphasis on pedagogy, social marketing and the quality of our service:

  • Organising in-company information and training HR staff
  • Designing personalised aids featuring the coverage details
  • Specific extranet for consulting reimbursements, services for simulation and prevention, a platform for analysing estimates and providing guidance
  • Studying statistics and supplying a quarterly forecast of healthcare expenditure
  • Audits, regular analysis and comparison of your Healthcare Costs plan results

Our added value

We rely on tried and tested know-how in healthcare risk management and on our high-quality tools for analysing the rates of medical care expenditure.
You benefit from true daily support through a single and experienced account executive.

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omprendre le 100% Santé ou 0% reste à charge
Take a look at the video for a better understanding of the 100% No Patient Charge Healthcare reform

A few key figures


of employees have access to a corporate complementary health plan


minimum of the complementary contributions are financed by the company

Source :  DREES La complémentaire santé : Acteurs, bénéficiaires, garanties - édition 2019

More about the 100% No Patient Charge Healthcare reform

The 100% No Patient Charge Healthcare reform was very much in the headlines for players in the Employee Benefits sector in 2019.  It concerns all businesses and all collective and compulsory healthcare costs plans. They all have to comply by the end of the year.